Сравни кредит ру. Ипотека

Features Сравни кредит ру. Ипотека

The mobile application "Compare credit ru" will select advantageous offers for loans in banks of the Russian Federation:SberbankTinkoff bankSovcombankPost BankAlfa BankVTB bankGazprombank;Online loan calculation is performed automatically, you can get a loan or a credit card directly in the mobile application;Compare credit ru mobile application does not collect or store your personal data, complete a short survey and receive advantageous offers at the moment;Loan calculation, minimum and maximum ratesLoan payments.
General terms:– The minimum loan term is 180 days or 6 months;— Maximum loan term — 84 months;— Minimum interest rate — 5.4% (APR) including all fees and taxes;— Maximum interest rate — 29.9% (APR) including all fees and taxes;The formula for calculating the monthly payment and the total overpayment with an example:P = S * R * (1 + R) ^ N / ((1 + R) ^ N - 1), whereP - the amount of the monthly payment on the loanS - loan amountR is the interest rate per month.
R = Annual interest rate / 12N - loan term in monthsWe propose to calculate the payment amount for a borrower who wants to take 200,000 rubles from the bank.
at 6% per annum for 2 years:R = 12 / (100 * 6) = 0.02P = 200000*0.02*(1+0.02)^24 / ((1+0.02)^24-1) = 8864.12Overpayment formula T = (N * P) - S = (24 * 8864.12) - 200000 = 12738.88Outcome:The total loan amount is 200,000 rubles 00 kopecksOverpayment on the loan 12738 rubles 88 kopecksThe total amount of debt is 212,738 rubles 88 kopecksThe amount of the monthly payment 8864 rubles 12 kopecksThe bank has the right to charge a penalty for late monthly payment: 0.04% - 0.2% of the amount of overdue debt for each day of violation of obligations.It is not a public [email protected]